Arizona's Best Home Down Payment Assistance Program Ever!

This is Your Answer To Homeownership

UMB Bank is now offering these unprecedented home mortgage terms oozing with benefits designed to help first-time home buyers.  Check it out…

UMB Bank Mortgage Benefits

  • 3% Down Payment Granted From Bank

  • No Monthly Mortgage Insurance

  • No Upfront Mortgage Insurance

  • Lower Than Market Interest Rates

  • 30 Year Fixed Payments

  • $1,200 Total Out-of-Pocket Costs

Mortgage Requirements

  • Yearly Income Must Be 106,000 or Less

  • Owner Occupancy is Required

  • No Real Estate Ownership in Last 3 Yrs

  • 600 Minimum Credit Score

  • 2 Years Full Time Employment is Required

  • No Gaps > 30 Days Between Jobs  

See How to Calculate What Home Loan Payment You Qualify For

Calculate Your Own Monthly Payment – Then Click Here for the Purchase Price You Qualify For

Get Started

We’d be pleased to see if you qualify for this awesome opportunity.

To do so, we are going to need to get some information from you

We will NOT ask for your social security number or pull your credit

This is a casual mortgage pre-qualification estimate from a real estate professional

This is NOT an official lender application

The information entered will be used to determine your eligible and Max Program Purchase Price

Fill out the form below and someone will get back to you with your qualifying eligibility, maximum purchase price limit and more info about the program.  Although usually much sooner, please allow until the end of the next business day from your form submittal, for our reply.

If you are more comfortable with sharing this information over the phone…

Call Us Anytime.

602.402.7678 (Todd) 


602.739.8507 (Tama)





AZ Lic #: SA102580000

Talbot Ortiz

AZ Lic #: SA028794000

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