Arizona's Best Home Down Payment Assistance Program Ever!

This is Your Answer To Homeownership

Check out these unprecedented home mortgage terms just oozing with benefits designed to help first-time home buyers.  Here’s what is offered….

UMB Bank Mortgage Benefits

  • 3% Down Payment Granted From Bank

  • No Monthly Mortgage Insurance

  • No Upfront Mortgage Insurance

  • Lower Than Market Interest Rates

  • 30 Year Fixed Payments

  • $1,200 Total Out-of-Pocket Costs

Mortgage Requirements

  • No Maximum Income Requirement

  • Owner Occupancy is Required

  • No Real Estate Ownership in Last 3 Yrs

  • 600 Minimum Credit Score

  • 2 Years Full Time Employment is Required

  • No Gaps > 30 Days Between Jobs  

Get Started

We’d be pleased to see if you qualify for this awesome opportunity.

To do so, we are going to need to get some information from you

We will NOT ask for your social security number or pull your credit

This is a casual mortgage pre-qualification estimate from a real estate professional

This is NOT an official lender application

The information entered will be used to determine your eligible and max program purchase price

We will never sell or share your information

Fill out the form below and someone will get back to you with your qualifying eligibility, maximum purchase price limit and more info about the program.  

If you are more comfortable with sharing this information over the phone…

Call Us Anytime.

602.402.7678 (Todd) 


602.739.8507 (Tama)


Borrower Qualifying Questionnaire

Step 1 of 9

Co-Borrower Qualifying Questionnaire

Step 1 of 9


AZ Lic #: SA102580000

Talbot Ortiz

AZ Lic #: SA028794000

Contact Us