Looking to buy your dream home?

It is still a great time to buy real estate in the Metro Phoenix area.

Despite critically low inventory and historically low interest rates, the cost of housing in the Greater Phoenix area is below the national average. With the Phoenix real estate market on the raise, your almost certain to gain good equity in a short period of time after you take ownership. There's always a lot of talk about how buying real estate is the biggest investment most people ever make. Whereas that is often true, don't let that kind of talk intimidate you, the members of Talbot Team make the process easy and stress free.

"By purchasing a home and starting to build equity now... your dreams, your options and your legacy will be realized in the future."

-Todd Talbot

Choosing Your Mortgage and Real Estate Professionals

This is the first step in your journey to homeownership.  It is essential to chose the right professionals to help you along your pathway to the American dream.  Make sure that your agent works in the areas and price range that you will be interested in.  Communication is key.  At Talbot Team we will be sure we fully understanding each other at all times.  When choosing mortgage and real estate professionals, you should always contact a real estate professional first.  As no one mortgage lender offers every financing option available.  A good real estate professional will determine your financial wants and needs, then place you with the appropriate lending professional.  

Mortgage Programs and Qualifications

There are a lot of mortgage programs out there and Talbot Team is here to help you sort out which one is best for you. With the mortgage qualification process providing endless twists and turns of grants eligibility criteria, mortgage insurance rates and debt-to-income ratios, it starts to get confusing to determine if you are getting the best financing for your qualifications.  Talbot Team will be there to walk you through your options. 

Your Home Search

Talbot Team will be sure to show you all the homes that fit your target locations and include all the options and amenities you desire.  In addition, Talbot Team will explain that all listings are not created equal and point you the to key purchasing power indicators.

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Homes with Your Specific Area and Criteria Sent to You as Soon as They HIt the Market

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