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Arizona's Best Home Down Payment Assistance Program Ever!

Click For Your No Obligation Eligibility Estimate

This is Your Answer To Homeownership

UMB Bank is now offering these unprecedented home mortgage terms oozing with benefits designed to help first-time home buyers. Check it out…

UMB Bank Mortgage Benefits

3% Down Payment Granted From Bank
No Monthly Mortgage Insurance
No Upfront Mortgage Insurance
Lower Than Market Interest Rates
30 Year Fixed Payments
$1,200 Total Out-of-Pocket Costs

Mortgage Requirements

Yearly Income Must Be 106,000 or Less
Owner Occupancy is Required
No Real Estate Ownership in Last 3 Yrs
600 Minimum Credit Score
2 Years Full Time Employment is Required
No Gaps > 30 Days Between Jobs

See How to Calculate What Home Loan Payment You Qualify For

Calculate Your Own Monthly Payment – Then Click Here for the Purchase Price You Qualify For

Or... We Can Do All This For You CLICK HERE

See How UMB Bank's 1st Time Buyer Program Payment is
$500 Less per Month Than a Standard FHA Home Loan

Get Started

We’d be pleased to see if you qualify for this awesome opportunity.

To do so, we are going to need to get some information from you

We will NOT ask for your social security number or pull your credit

This is a casual mortgage pre-qualification estimate from a real estate professional

This is NOT an official lender application

The information entered will be used to determine your eligible and max program purchase price

We will never sell or share your information

Fill Out The Form Below And Someone Will Get Back To You With Your Qualifying Eligibility, Maximum Purchase Price Limit And More Info About The Program.

If You Are More Comfortable With Sharing This Information Over The Phone…

Call Us Anytime.

602.402.7678 (Todd)

Or

602.739.8507 (Tama)

Borrower Qualifying Questionnaire

- Step 1 of 9

Name *

First

Last

Email *

Phone

Credit Score (or Best Guess) *

Gross Monthly Income *

Income before taxes, insurance or any fees are taken out

Car Payment *

Use 0 if no car payment

Total Combined Minimum Monthly Credit Card Payments Due *

Use 0 if no credit card debt

Other Monthly Revolving Debt - Use 0 If None *

Revolving Debt = Any debt reported to a credit bureau (i.e. - retail credit lines, alimony to be paid, student loan PMTs, etc)

Have You Had a... *

Bankruptcy
Foreclosure
ShortsaleThird Choice
None

Click all that apply

Do You Currently Own or Have You Had Ownership of a Home in the Past 3 Years? *

Current Monthly Housing Expense *

Date Lease Expires - If Applicable *

Amount of Money Saved for a Home Purchase *

Co-Borrower Qualifying Questionnaire

- Step 1 of 9

Name *

First

Last

Email *

Phone

Credit Score (or Best Guess) *

Gross Monthly Income *

Income before taxes, insurance or any fees are taken out

Car Payment *

Use 0 if no car payment

Total Combined Minimum Monthly Credit Card Payments Due *

Use 0 if no credit card debt

Other Monthly Revolving Debt - Use 0 If None *

Revolving Debt = Any debt reported to a credit bureau (i.e. - retail credit lines, alimony to be paid, student loan PMTs, etc)

Have You Had a... *

Bankruptcy
Foreclosure
ShortsaleThird Choice
None

Click all that apply

Do You Currently Own or Have You Had Ownership of a Home in the Past 3 Years? *

Current Monthly Housing Expense *

Date Lease Expires - If Applicable *

Amount of Money Saved for a Home Purchase *

Todd
Talbot

602.402.7678
AZ Lic #: SA102580000

info@TalbotRealEstateTeam.com

Call Todd

Tama
Talbot Ortiz

602.739.8507
AZ Lic #: SA028794000

info@TalbotRealEstateTeam.com

Call Tama

Contact Us

Name

Phone

Message

602.402.7678 (Todd) or 602.739.8507 (Tama)
info@TalbotRealEstateTeam.com

7112 North 15th Place
Phoenix, Arizona 85020

Arizona's Best Home Down Payment Assistance Program Ever!

This is Your Answer To Homeownership

UMB Bank is now offering these unprecedented home mortgage terms oozing with benefits designed to help first-time home buyers. Check it out…

UMB Bank Mortgage Benefits

3% Down Payment Granted From Bank

No Monthly Mortgage Insurance

No Upfront Mortgage Insurance

Lower Than Market Interest Rates

30 Year Fixed Payments

$1,200 Total Out-of-Pocket Costs

Mortgage Requirements

Yearly Income Must Be 106,000 or Less

Owner Occupancy is Required

No Real Estate Ownership in Last 3 Yrs

600 Minimum Credit Score

2 Years Full Time Employment is Required

No Gaps > 30 Days Between Jobs

See How to Calculate What Home Loan Payment You Qualify For

Calculate Your Own Monthly Payment – Then Click Here for the Purchase Price You Qualify For

See How UMB Bank's 1st Time Buyer Program Payment is $500 Less per Month Than a Standard FHA Home Loan

Get Started

We’d be pleased to see if you qualify for this awesome opportunity.

To do so, we are going to need to get some information from you

We will NOT ask for your social security number or pull your credit

This is a casual mortgage pre-qualification estimate from a real estate professional

This is NOT an official lender application

The information entered will be used to determine your eligible and max program purchase price

We will never sell or share your information

Fill Out The Form Below And Someone Will Get Back To You With Your Qualifying Eligibility, Maximum Purchase Price Limit And More Info About The Program.

If You Are More Comfortable With Sharing This Information Over The Phone…

Call Us Anytime.

602.402.7678 (Todd)

Or

602.739.8507 (Tama)

Borrower Qualifying Questionnaire

Co-Borrower Qualifying Questionnaire

Todd Talbot

Tama Talbot Ortiz

Contact Us

See How UMB Bank's 1st Time Buyer Program Payment is
$500 Less per Month Than a Standard FHA Home Loan

Todd
Talbot

Tama
Talbot Ortiz